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Land Title
Everyone who has ever bought a house can enjoy this - it's
too good not to share!
A New Orleans lawyer sought an FHA loan for a client. He
was told the loan would be granted if he could prove
satisfactory title to a parcel of property being offered as
collateral. The title to the property dated back to 1803,
which took the Lawyer three months to track down.
After sending the information to the FHA, he received the
following reply (actual letter):
"Upon review of your letter adjoining your client's loan
application, we note that the request is supported by an
Abstract of Title. While we compliment the able manner in
which you have prepared and presented the application, we
must point out that you have only cleared title to the
proposed collateral property back to 1803. Before final
approval can be accorded, it will be necessary to clear the
title back to its origin."
Annoyed, the lawyer responded as follows
(actual letter):
"Your letter regarding title in Case No. 189156 has been
received. I note that you wish to have the title extended
further than the 194 years covered by the present
application. I was unaware that any educated person in this
country, particularly those working in the property area,
would not know that Louisiana was purchased, by the U.S.,
from France in 1803, the year of origin identified in our
application.
For the edification of uninformed FHA bureaucrats, the title
to the land prior to U.S. ownership was obtained from
France, which had acquired it by Right of Conquest from
Spain. The land came into the possession of Spain by Right
of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of
seeking a new route to India by the Spanish monarch,
Isabella. The good queen, Isabella, being pious woman and
almost as careful about titles as the FHA, took the
precaution of securing the blessing of the Pope before she
sold her jewels to finance Columbus' expedition.
Now the Pope, as I'm sure you may know, is the emissary of
Jesus Christ, the Son of God, and God, it is commonly
accepted, created this world. Therefore, I believe it is
safe to presume that God also made that part of the world
called Louisiana. God, therefore, would be the owner of
origin and His origins date back, to before the beginning of
time, the world as we know it AND the FHA. I hope to hell
you find God's original claim to be satisfactory.
Now, may we have our damn loan?"
The loan was approved.
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