Conservative Health Care Solutions

By Marilyn Parker

Louisville Grassroots TEA Party

Conservatives are  labeled the party of “NO” by the media that under reports, misreports and distorts.

They do have solutions. Free market solutions that keep the power and choice in the hands of the health care consumer. They are:

1– Create jobs to insure more families. So many people are losing their healthcare because they are losing their jobs. President Obama and  John Yarmuth, Louisville’s congressional rep, have espoused that 14,000 people are losing their coverage every day. That translates to almost the same number of people that are losing their jobs every day, due to a lack of real stimulus. Tax cuts have historically created jobs for everyone over the last 4 decades, by JFK, Reagan, Clinton, and Bush. Across the board tax cuts, gives every institution a fair chance. This means equal opportunity not equal outcome. Tax payer funded stimulus  for only those businesses that contribute to the Democratic party, ie; government related  and union related industry is for vote buying purposes and translates to paybacks to special interests groups that helped get this administration elected. Tax cuts create jobs, which insures more people which takes them off the government dole thus costs less. It increases accessibility and decreases taxpayer costs. Conservatives need to include this in their platform.

2-Reform the medical malpractice laws that allows for far too many lawsuits. Trial lawyers were the number one campaign contributors that helped get this administration elected. It is estimated that TORT reform would save 60 to 80 billion in healthcare saving alone.

3- Offer tax deductions on higher deductibles. This makes people more responsible for those first healthcare dollars spent and they will spend it more judiciously. If the government  wants to help, it can then offer tax deductions on higher deductibles when those are met. No taxes should be paid for the year or years in which a catastrophic illness occurs and that debt is owed.

4- Build healthcare alliances for likeminded small businesses that can cross state lines. Competition always breeds quality and brings costs down.

5-Health Care  Savings Accounts-Allows the health care consumer to save and plan for their health care expenditures tax free. The current healthcare monstrosity just took that tax deduction away.

6-Incentivize health lifestyles. Unhealthy lifetyles are costing our healthcare industry 100 billion dollars annually. Employers can reward healthy BMI, and regular checkups,  through perks and creative incentives.
Let’s reward good behavior in this country for awhile, instead of unsustainable government entitlements for irresponsible behavior.

Why did  conservatives needed to be the party of “NO.” Because the government takeover of healthcare  raises premiums, raises your taxes,  provides less, and lowers quality. The new legislation does not control costs.
Insurance premiums will have to rise to keep up with the costs of no caps on lifetime benefits or pre-existing conditions. This is NOT controlling costs! Insurance companies  have to   make a profit in order to stay in business. Private insurance denies at the rate of 4%, the same as medicare, a government run agency.
Private insurance profit margin is 2 to 4%. The government has no profit margin, and can spend and borrow as much as the private sector will tolerate. Pharmaceuticals  have a 19% profit margin. Pharmaceuticals relinquished 100 billion in savings, fearing retribution from the government. The insurance companies don’t have that much wiggle room.  Private Insurance companies already compete with one another and  keep their costs down in a myriad of ways. They offer higher deductible plans,  put different Dr’s in different plans, and place customers in high risk, low risk plans. Insurance co. are already raising their deductibles to ward of the impending doom of exploding costs. It sounds pretty to say that we want no restrictions on lifetime benefits and preexisting conditions, but Americans need to know that they are going to be paying more –a lot more, through tax increases and premium increases, not to mention the taxes they are going to pay when the Bush tax cuts expire.

John Yarmuth, Louisville’s congressional rep.,  advocates for a single payer government run system only. He advocates for no private choice of health care options allowed. He falls lockstep in line with President  Obama who is on video, speaking with the very corrupt SEIU labor union, stating that “We won’t get rid of private health insurance overnight or in 2 years, it will take 5 or 10.”
When 15 to 30 million illegals are placed on the health care rolls through amnesty which the Dems are pushing for, for vote buys, this will explode costs. Taxes will have to be raised on all the hard working legal Americans to pay for them, and the unconstitutional mandatory purchase of a policy.

The new healthcare legislation sets up 159 costly, FOREVER, government agencies.

5) It provides for tax payer funded abortions which they promised us that it would not do.

John Yarmuth went on record on Fox News  stating that “WE never promised to make taxes go down we just promised that they would not go up too much.” He was sweating bullets when he said this.
Dems want to control, it, regulate it ration it and tax it. They have attempted to use it as a vote buying tool. However, ironically, polling shows that 70% of Americans view it disfavorably, and no wonder. The way congress  went about this bill, 2700 pages long, which no one read, passed with votes being bought off by senators, in the dead of night, and filled with a myriad of new taxes, regulations, and rationing, after TARP, the “nonstimulus”, Cap and TAX, Cardcheck, socialist czars, government takeover of the auto industry to support the unions, to name a few, is a little much for those Americans that are paying attention, to swallow.
We already have government run public hospitals, clinics, medicare, medicaid, and help for pregnant women and aid to children. Everyone can get some level of care and no one is denied catastrophic care or treatment. We only have a moral obligation to supply catastrophic care, not purchase insurance policies or products for everyone. Endless entitlements and payoffs are bankrupting the country.  We already have 120 trillion in unfunded liabilities in social security, medicare and Medicaid alone, over the next 20 years.

The British healthcare system is broke. They  are going back to a more privatized system. The British government has allowed about 160 billion to be placed back in the hands of private insurance.

Canadians and Brits have had  14% higher mortality rate from cancer related illnesses because of longer waits for diagnostic testing ,  rationed care, and the more expensive chemotherapy drugs that are not paid for.

Small businesses are struggling to keep their doors open are forced to purchase the budget government plan for their employees, and their benefit contributions are no longer tax deductible, the business owner will be forced to dump their employees onto the government plan.

Unions cadillac plans,  however, will be tax exempt because they  are the second largest campaign contributor to the Democrats. The unions and government entities have gotten it all, at the price of the small business owner, the jobs creator.

The payoffs are complete. So much has been done in the name of “reform” powered by corruption and greed, to dismantle our country, that it will take divine intervention to disentangle it. Educate yourself. Do not be complacent. We are losing our country right before our very eyes. Do not let an anti- American agenda, cloaked in deceptive generosity, destroy our economy and our freedoms. Nowhere does  conservatism espouse that the government should not help those less fortunate. That balance  is delicate, and our current government has tipped that balance. When the government elevates, the corrupt, the irresponsible, the nonproducer to the top of the food chain, the whole system fails.

Marilyn