what a great lawyer
Part of rebuilding New Orleans caused
residents often to be challenged with the task of tracing home titles
back potentially hundreds of years.. With a community rich with
history stretching back over two centuries, houses have been passed
along through generations of family, sometimes making it quite
difficult to establish ownership. Here’s a great letter an attorney
wrote to the FHA on behalf of a client:
You have to love this lawyer……..
A New Orleans lawyer sought an FHA loan
for a client. He was told the loan would be granted if he could prove
satisfactory title to a parcel of property being offered as
collateral. The title to the property dated back to 1803, which took
the lawyer three months to track down. After sending the information
to the FHA, he received the following reply.
(Actual reply from FHA):
“Upon review of your letter adjoining your
client’s loan application, we note that the request is supported by
an Abstract of Title. While we compliment the able manner in which
you have prepared and presented the application, we must point out
that you have only cleared title to the proposed collateral property
back to 1803. Before final approval can be accorded, it will be
necessary to clear the title back to its origin.” Annoyed, the lawyer
responded as follows:
(Actual response):
“Your letter regarding title in Case
No.189156 has been received. I note that you wish to have title
extended further than the 206 years covered by the present
application.. I was unaware that any educated person in this country,
particularly those working in the property area, would not know that
Louisiana was purchased by the United States from France , in
1803 the year of origin identified in our application. For the
edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France , which had
acquired it by Right of Conquest from Spain . The land came into
the possession of Spain by Right of Discovery made in the year
1492 by a sea captain named Christopher Columbus, who had been
granted the privilege of seeking a new route to India by the
Spanish monarch, Queen Isabella. The good Queen Isabella, being a
pious woman and almost as careful about titles as the FHA, took the
precaution of securing the blessing of the Pope before she sold her
jewels to finance Columbus’s expedition…Now the Pope, as I’m sure
you may know, is the emissary of Jesus Christ, the Son
of God, and God, it is commonly accepted,
created this world. Therefore, I believe it is safe to presume that
God also made that part of the world called Louisiana . God,
therefore, would be the owner of origin and His origins date back to
before the beginning of time, the world as we know it, and the FHA. I
hope you find God’s original claim to be satisfactory.
Now, may we have our d.. loan?”
The loan was immediately approved
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